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Copyright © 2026 Anove International B.V.
All product names, logos, and brands are property of their respective owners. Use of these names does not imply affiliation, endorsement, or partnership.
DORA
The Digital Operational Resilience Act (DORA), adopted by the European Union in 2022, aims to enhance the cybersecurity and resilience of financial institutions across the bloc.
The Digital Operational Resilience Act (DORA), Regulation (EU) 2022/2554, is the EU's framework for the digital operational resilience of the financial sector. It creates a single, harmonised set of rules ensuring that financial entities can withstand, respond to, and recover from ICT-related disruptions and cyber threats. For the first time, it also brings critical ICT third-party providers — such as major cloud services — under direct EU oversight.
DORA entered into force on 16 January 2023 and has applied since 17 January 2025. It consolidates and strengthens previously fragmented ICT-risk requirements across banking, insurance, and securities into one regulation, supervised by the European Supervisory Authorities together with national competent authorities.
Establish a comprehensive ICT risk-management framework with governance, controls, and continuous monitoring, overseen by the management body.
Classify and report major ICT-related incidents to competent authorities within defined timelines.
Regularly test systems, including advanced threat-led penetration testing for significant entities.
Manage risks from ICT providers through contractual requirements, registers of information, and concentration-risk monitoring.
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Participate, where appropriate, in the exchange of cyber threat intelligence among financial entities.